隱私政策｜星僑理財
本隱私政策適用於「星僑理財」（以下簡稱「本公司」、「我們」）於 https://6726money.com 所提供之貸款服務、網站、線上填單、電話諮詢、LINE 導流、Facebook 專頁及相關廣告活動所蒐集、處理與利用的個人資料。當您使用本公司服務，即表示您已閱讀、理解並同意本政策內容。
一、蒐集之個人資料類別
- 基本資料：姓名、性別、出生日期／年齡、聯絡電話、電子郵件、通訊地址。
- 身分／財務資料：身分證號／統一編號（若適用）、職業、年收入、負債／信貸狀況、銀行帳戶、車價／房價。
- 交易與服務資料：申貸方案選擇、填單回覆、聯絡記錄、評估結果。
二、資料蒐集目的
- 提供貸款方案評估、核貸審查、資金派撥及後續服務。
- 與您聯絡、提供服務進度通知、客服支持。
- 分析網站、LINE 導流、Facebook 互動及廣告成效、優化使用者體驗。
- 遵循金融監管、反洗錢、信用評估及法令義務。
三、資料利用方式與對象
- 本公司可能將資料提供予必要之合作機構（如信用評估中心、車貸／房貸服務商或金融機構）以進行評估與處理。
- 除法令規定或您同意外，本公司不會將資料出售、交換或出租給第三方。
- 我們採取合理技術與管理措施，保護您的個人資料免於未經授權之存取、變更、破壞或洩漏。
四、保存期間
資料僅於達成蒐集目的或法定保存期間內保留。用途消失或期限屆滿，將依內規刪除、銷毀或匿名化處理。若法令或契約另有保存需求，亦將依法保留。
五、您的權利
- 查詢或閱覽您的個人資料。
- 補充或更正錯誤資料。
- 停止蒐集、處理或利用及刪除資料。
如欲行使上述權利，請以書面方式提出，我們將於合理期限內處理。
六、政策修訂
本政策如有修訂，將於網站公布最新版本，並標示「最後更新日期」。建議您定期查閱。
七、聯絡資訊
若您對本政策有疑問、意見或欲行使權利，歡迎透過以下方式與我們聯繫：
– LINE 官方帳號：https://line.6726money.com
– Facebook 專頁：搜尋「星僑理財」
– 官網聯絡頁面：登入 https://6726money.com 後點擊「聯絡我們」
最後更新日期：2025 年 11 月 06 日。
Privacy Policy | Xinqiao Financial Services
This Privacy Policy applies to “Xinqiao Financial Services” (hereinafter “the Company,” “we,” “us”) regarding the personal data collected, processed and used in connection with our loan services, the website (https://6726money.com), online form submissions, phone consultations, LINE referrals, Facebook engagements and relevant advertising campaigns. By using our services, you acknowledge that you have read, understood, and agree to this Policy.
1. Categories of Personal Data Collected
- Basic information: Name, gender, date of birth/age, contact phone number, email address, mailing address.
- Identity/financial information: ID number/business registration number (if applicable), occupation, annual income, credit/debt status, bank account details, vehicle/house value.
- Transaction/service data: Chosen loan plan, form responses, contact history, evaluation results.
2. Purpose of Data Collection
- Providing loan plan evaluation, approval review, fund disbursement and follow-up services.
- Contacting you, informing service progress, offering customer support.
- Analysing website, LINE referrals, Facebook interaction and advertising performance, optimising user experience.
- Complying with financial regulation, anti-money laundering, credit assessment and legal obligations.
3. Data Use and Recipients
- We may provide your data to necessary partners or institutions (e.g., credit assessment centres, vehicle/house loan service providers or financial institutions) for evaluation or processing.
- Except as required by law or with your consent, we will not sell, trade or rent your data to any third party.
- We adopt reasonable technical and organisational measures to protect your personal data from unauthorised access, alteration, destruction or disclosure.
4. Data Retention
The data will only be retained for the period necessary to fulfil the processing purposes or the legally mandated period. Once the purpose is achieved or the period lapses, the data will be deleted, destroyed or anonymised in accordance with our policy. If retention is required by law or contract, we will retain accordingly.
5. Your Rights
- Right to access or review your personal data.
- Right to supplement or correct inaccurate data.
- Right to request cessation of collection, processing or use, and deletion of data.
To exercise these rights, please submit a written request and we will process it within a reasonable timeframe.
6. Policy Updates
If this Policy is revised, the updated version will be posted on the website and the “Last Updated Date” will be indicated. Please review periodically.
7. Contact Information
If you have questions, comments or wish to exercise your rights under this Policy, please contact us via:
– LINE Official Account: https://line.6726money.com
– Facebook Page: Search “Xinqiao Financial Services”
– Official Website Contact Page: Visit https://6726money.com and click “Contact Us”.
Last updated: November 06, 2025.
