:root {
      --color-navy: #0A2540;
      --color-gold: #C9A961;
      --color-white: #FFFFFF;
      --color-gray-light: #F5F6F8;
      --color-gray: #6B7280;
      --color-navy-soft: #123553;
      --color-gold-dark: #A8873E;
      --color-line: #06C755;
      --color-border: rgba(10, 37, 64, 0.12);
      --font-heading: "Noto Serif TC", serif;
      --font-body: "Noto Sans TC", sans-serif;
      --font-number: "DM Sans", "Inter", sans-serif;
      --shadow-soft: 0 18px 45px rgba(10, 37, 64, 0.12);
      --shadow-card: 0 12px 30px rgba(10, 37, 64, 0.09);
      --radius-card: 8px;
      --container: 1180px;
      --nav-height: 78px;
    }

    * {
      box-sizing: border-box;
    }

    html {
      scroll-behavior: smooth;
    }

    body {
      margin: 0;
      background: var(--color-white);
      color: var(--color-navy);
      font-family: var(--font-body);
      line-height: 1.7;
    }

    body.is-menu-open {
      overflow: hidden;
    }

    a {
      color: inherit;
      text-decoration: none;
    }

    img {
      display: block;
      max-width: 100%;
    }

    button,
    input {
      font: inherit;
    }

    button {
      cursor: pointer;
    }

    .page {
      min-height: 100vh;
      overflow-x: hidden;
    }

    .container {
      width: min(100% - 40px, var(--container));
      margin: 0 auto;
    }

    .section {
      padding: 86px 0;
    }

    .section--light {
      background: var(--color-gray-light);
    }

    .section__header {
      display: flex;
      align-items: end;
      justify-content: space-between;
      gap: 32px;
      margin-bottom: 34px;
    }

    .section__eyebrow {
      margin: 0 0 8px;
      color: var(--color-gold-dark);
      font-size: 0.9rem;
      font-weight: 700;
      letter-spacing: 0.08em;
      text-transform: uppercase;
    }

    .section__title {
      margin: 0;
      color: var(--color-navy);
      font-family: var(--font-heading);
      font-size: clamp(2rem, 4vw, 3rem);
      line-height: 1.25;
      letter-spacing: 0;
    }

    .section__text {
      max-width: 520px;
      margin: 0;
      color: var(--color-gray);
      font-size: 1.02rem;
    }

    .btn {
      display: inline-flex;
      align-items: center;
      justify-content: center;
      min-height: 48px;
      padding: 12px 22px;
      border: 1px solid transparent;
      border-radius: 8px;
      font-weight: 700;
      transition: transform 180ms ease, background 180ms ease, border-color 180ms ease, color 180ms ease, box-shadow 180ms ease;
      white-space: nowrap;
    }

    .btn:focus-visible,
    .nav__link:focus-visible,
    .faq__trigger:focus-visible,
    .carousel__dot:focus-visible,
    .nav__toggle:focus-visible {
      outline: 3px solid rgba(201, 169, 97, 0.55);
      outline-offset: 3px;
    }

    .btn:hover {
      transform: translateY(-2px);
    }

    .btn--gold {
      background: var(--color-gold);
      color: var(--color-navy);
      box-shadow: 0 14px 30px rgba(201, 169, 97, 0.25);
    }

    .btn--gold:hover {
      background: #D6B66F;
    }

    .btn--outline {
      border-color: rgba(255, 255, 255, 0.52);
      color: var(--color-white);
      background: rgba(255, 255, 255, 0.04);
    }

    .btn--outline:hover {
      border-color: var(--color-gold);
      color: var(--color-gold);
      background: rgba(201, 169, 97, 0.08);
    }

    .btn--text {
      padding-inline: 10px;
      color: var(--color-white);
      background: transparent;
    }

    .btn--text:hover {
      color: var(--color-gold);
      box-shadow: none;
    }

    .btn--line {
      background: var(--color-line);
      color: var(--color-white);
      box-shadow: 0 10px 26px rgba(6, 199, 85, 0.2);
    }

    .nav {
      position: sticky;
      top: 0;
      z-index: 40;
      height: var(--nav-height);
      background: rgba(10, 37, 64, 0.96);
      color: var(--color-white);
      backdrop-filter: blur(14px);
      border-bottom: 1px solid rgba(255, 255, 255, 0.08);
    }

    .nav__inner {
      display: flex;
      align-items: center;
      justify-content: space-between;
      height: 100%;
      gap: 28px;
    }

    .nav__logo {
      color: var(--color-gold);
      font-family: var(--font-heading);
      font-size: 1.45rem;
      font-weight: 900;
      letter-spacing: 0.08em;
      white-space: nowrap;
    }

    .nav__menu {
      display: flex;
      align-items: center;
      justify-content: center;
      gap: 4px;
      flex: 1;
    }

    .nav__item {
      position: relative;
    }

    .nav__link {
      display: inline-flex;
      align-items: center;
      min-height: 42px;
      padding: 8px 13px;
      border-radius: 8px;
      color: rgba(255, 255, 255, 0.9);
      font-size: 0.95rem;
      font-weight: 500;
      transition: background 180ms ease, color 180ms ease;
    }

    .nav__link:hover {
      color: var(--color-gold);
      background: rgba(255, 255, 255, 0.06);
    }

    .nav__dropdown {
      position: absolute;
      top: 100%;
      left: 0;
      min-width: 210px;
      padding: 10px;
      background: var(--color-white);
      border: 1px solid var(--color-border);
      border-radius: 8px;
      box-shadow: var(--shadow-soft);
      opacity: 0;
      visibility: hidden;
      transform: translateY(8px);
      transition: opacity 160ms ease, transform 160ms ease, visibility 160ms ease;
    }

    .nav__item:hover .nav__dropdown,
    .nav__item:focus-within .nav__dropdown {
      opacity: 1;
      visibility: visible;
      transform: translateY(0);
    }

    .nav__dropdown-link {
      display: block;
      padding: 9px 10px;
      border-radius: 8px;
      color: var(--color-navy);
      font-size: 0.92rem;
      transition: background 160ms ease, color 160ms ease;
    }

    .nav__dropdown-link:hover {
      background: var(--color-gray-light);
      color: var(--color-gold-dark);
    }

    .nav__actions {
      display: flex;
      align-items: center;
      gap: 10px;
    }

    .nav__toggle {
      display: none;
      width: 44px;
      height: 44px;
      align-items: center;
      justify-content: center;
      border: 1px solid rgba(255, 255, 255, 0.28);
      border-radius: 8px;
      background: transparent;
      color: var(--color-white);
    }

    .nav__toggle-lines,
    .nav__toggle-lines::before,
    .nav__toggle-lines::after {
      display: block;
      width: 20px;
      height: 2px;
      background: currentColor;
      transition: transform 180ms ease, opacity 180ms ease;
      content: "";
    }

    .nav__toggle-lines::before {
      transform: translateY(-7px);
    }

    .nav__toggle-lines::after {
      transform: translateY(5px);
    }

    .nav__toggle[aria-expanded="true"] .nav__toggle-lines {
      transform: rotate(45deg);
    }

    .nav__toggle[aria-expanded="true"] .nav__toggle-lines::before {
      opacity: 0;
    }

    .nav__toggle[aria-expanded="true"] .nav__toggle-lines::after {
      transform: translateY(-2px) rotate(90deg);
    }

    .hero {
      position: relative;
      min-height: 600px;
      display: flex;
      align-items: center;
      background:
        radial-gradient(circle at 78% 20%, rgba(201, 169, 97, 0.22), transparent 28%),
        linear-gradient(132deg, #071A2F 0%, var(--color-navy) 48%, #12385C 100%);
      color: var(--color-white);
    }

    .hero__pattern {
      position: absolute;
      inset: 0;
      width: 100%;
      height: 100%;
      opacity: 0.42;
      pointer-events: none;
    }

    .hero__inner {
      position: relative;
      z-index: 1;
      display: grid;
      grid-template-columns: minmax(0, 1fr) 470px;
      align-items: center;
      gap: 54px;
      padding: 78px 0 72px;
    }

    .hero__copy {
      max-width: 650px;
    }

    .hero__badge {
      display: inline-flex;
      align-items: center;
      gap: 9px;
      margin-bottom: 20px;
      padding: 7px 12px;
      border: 1px solid rgba(201, 169, 97, 0.38);
      border-radius: 8px;
      color: var(--color-gold);
      background: rgba(201, 169, 97, 0.08);
      font-size: 0.92rem;
      font-weight: 700;
    }

    .hero__title {
      max-width: 820px;
      margin: 0;
      font-family: var(--font-heading);
      font-size: clamp(2.45rem, 5vw, 4.5rem);
      line-height: 1.16;
      letter-spacing: 0;
    }

    .hero__subtitle {
      max-width: 580px;
      margin: 22px 0 0;
      color: rgba(255, 255, 255, 0.82);
      font-size: clamp(1.08rem, 2vw, 1.28rem);
    }

    .hero__ctas {
      display: flex;
      flex-wrap: wrap;
      align-items: center;
      gap: 14px;
      margin-top: 34px;
    }

    .calculator {
      padding: 26px;
      border: 1px solid rgba(255, 255, 255, 0.18);
      border-radius: var(--radius-card);
      background: rgba(255, 255, 255, 0.96);
      color: var(--color-navy);
      box-shadow: 0 24px 70px rgba(0, 0, 0, 0.22);
    }

    .calculator__header {
      display: flex;
      align-items: center;
      justify-content: space-between;
      gap: 16px;
      margin-bottom: 20px;
    }

    .calculator__title {
      margin: 0;
      font-family: var(--font-heading);
      font-size: 1.35rem;
      line-height: 1.35;
    }

    .calculator__tag {
      padding: 5px 9px;
      border-radius: 8px;
      background: rgba(201, 169, 97, 0.16);
      color: var(--color-gold-dark);
      font-size: 0.8rem;
      font-weight: 700;
      white-space: nowrap;
    }

    .calculator__grid {
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 14px;
    }

    .calculator__field {
      display: flex;
      flex-direction: column;
      gap: 8px;
    }

    .calculator__label {
      color: var(--color-gray);
      font-size: 0.88rem;
      font-weight: 700;
    }

    .calculator__input {
      width: 100%;
      min-height: 48px;
      padding: 10px 12px;
      border: 1px solid var(--color-border);
      border-radius: 8px;
      color: var(--color-navy);
      background: var(--color-white);
      font-family: var(--font-number);
      font-size: 1.05rem;
      font-weight: 700;
    }

    .calculator__input:focus {
      border-color: var(--color-gold);
      outline: none;
      box-shadow: 0 0 0 3px rgba(201, 169, 97, 0.18);
    }

    .calculator__result {
      grid-column: 1 / -1;
      margin-top: 4px;
      padding: 18px;
      border-radius: 8px;
      background: linear-gradient(135deg, var(--color-navy), var(--color-navy-soft));
      color: var(--color-white);
    }

    .calculator__result-label {
      display: block;
      color: rgba(255, 255, 255, 0.72);
      font-size: 0.9rem;
    }

    .calculator__amount {
      display: block;
      margin-top: 4px;
      font-family: var(--font-number);
      font-size: clamp(2rem, 5vw, 3rem);
      font-weight: 700;
      line-height: 1.1;
    }

    .calculator__note {
      margin: 12px 0 0;
      color: var(--color-gray);
      font-size: 0.85rem;
    }

    .stats {
      padding: 44px 0;
      background: var(--color-white);
      border-bottom: 1px solid var(--color-border);
    }

    .stats__grid {
      display: grid;
      grid-template-columns: repeat(4, 1fr);
      gap: 20px;
    }

    .stats__item {
      padding: 18px;
      text-align: center;
      border-right: 1px solid var(--color-border);
    }

    .stats__item:last-child {
      border-right: 0;
    }

    .stats__value {
      display: block;
      color: var(--color-gold-dark);
      font-family: var(--font-number);
      font-size: clamp(2rem, 4vw, 3.1rem);
      font-weight: 700;
      line-height: 1;
    }

    .stats__label {
      display: block;
      margin-top: 10px;
      color: var(--color-gray);
      font-weight: 700;
    }

    .services__grid {
      display: grid;
      grid-template-columns: repeat(3, 1fr);
      gap: 22px;
    }

    .services__group {
      margin-top: 40px;
    }

    .services__group:first-of-type {
      margin-top: 32px;
    }

    .services__group-header {
      display: flex;
      align-items: center;
      gap: 14px;
      flex-wrap: wrap;
      margin-bottom: 22px;
      padding-bottom: 14px;
      border-bottom: 2px solid rgba(10, 37, 64, 0.08);
    }

    .services__group-title {
      font-family: var(--font-serif);
      font-size: 24px;
      font-weight: 700;
      color: var(--color-navy);
      margin: 0;
    }

    .services__group-tag {
      display: inline-block;
      font-family: var(--font-sans);
      font-size: 11px;
      font-weight: 600;
      letter-spacing: 0.12em;
      padding: 5px 12px;
      border-radius: 20px;
      background: rgba(201, 169, 97, 0.14);
      color: var(--color-gold);
      text-transform: uppercase;
    }

    .services__group--bank .services__group-tag {
      background: rgba(10, 37, 64, 0.08);
      color: var(--color-navy);
    }

    .services__group-note {
      margin: 0;
      margin-left: auto;
      font-size: 14px;
      color: var(--color-text-muted);
    }

    @media (max-width: 640px) {
      .services__group-note {
        margin-left: 0;
        width: 100%;
      }
    }

    .service-card,
    .advantage-card,
    .blog-card,
    .testimonial-card {
      border: 1px solid var(--color-border);
      border-radius: var(--radius-card);
      background: var(--color-white);
      box-shadow: 0 1px 0 rgba(10, 37, 64, 0.02);
      transition: transform 180ms ease, box-shadow 180ms ease, border-color 180ms ease;
    }

    .service-card:hover,
    .advantage-card:hover,
    .blog-card:hover {
      transform: translateY(-5px);
      border-color: rgba(201, 169, 97, 0.42);
      box-shadow: var(--shadow-card);
    }

    .service-card {
      padding: 26px;
    }

    .service-card__icon,
    .advantage-card__icon {
      display: inline-flex;
      align-items: center;
      justify-content: center;
      width: 54px;
      height: 54px;
      margin-bottom: 18px;
      border-radius: 8px;
      background: rgba(201, 169, 97, 0.14);
      color: var(--color-gold-dark);
      font-size: 1.55rem;
    }

    .service-card__title,
    .advantage-card__title {
      margin: 0 0 8px;
      font-family: var(--font-heading);
      font-size: 1.32rem;
      line-height: 1.35;
    }

    .service-card__text,
    .advantage-card__text {
      margin: 0 0 18px;
      color: var(--color-gray);
      font-size: 0.98rem;
    }

    .service-card__link {
      color: var(--color-gold-dark);
      font-weight: 700;
    }

    .advantages__grid {
      display: grid;
      grid-template-columns: repeat(4, 1fr);
      gap: 20px;
    }

    .advantage-card {
      padding: 24px;
      min-height: 245px;
    }

    .timeline {
      position: relative;
      display: grid;
      grid-template-columns: repeat(4, 1fr);
      gap: 18px;
      margin-top: 10px;
    }

    .timeline::before {
      position: absolute;
      top: 45px;
      left: 11%;
      right: 11%;
      height: 2px;
      background: rgba(201, 169, 97, 0.35);
      content: "";
    }

    .timeline__step {
      position: relative;
      z-index: 1;
      padding: 0 14px;
      text-align: center;
    }

    .timeline__number {
      display: inline-flex;
      align-items: center;
      justify-content: center;
      width: 90px;
      height: 90px;
      margin-bottom: 18px;
      border: 8px solid var(--color-gray-light);
      border-radius: 50%;
      background: var(--color-gold);
      color: var(--color-navy);
      font-family: var(--font-number);
      font-size: 1.4rem;
      font-weight: 700;
    }

    .timeline__title {
      margin: 0 0 8px;
      font-family: var(--font-heading);
      font-size: 1.25rem;
    }

    .timeline__text {
      margin: 0;
      color: var(--color-gray);
      font-size: 0.94rem;
    }

    .testimonials {
      background: var(--color-navy);
      color: var(--color-white);
    }

    .testimonials .section__title {
      color: var(--color-white);
    }

    .testimonials .section__text {
      color: rgba(255, 255, 255, 0.72);
    }

    .carousel {
      overflow: hidden;
    }

    .carousel__track {
      display: flex;
      transition: transform 420ms ease;
    }

    .testimonial-card {
      flex: 0 0 100%;
      display: grid;
      grid-template-columns: 1fr auto;
      gap: 26px;
      padding: clamp(28px, 4vw, 44px);
      background: rgba(255, 255, 255, 0.06);
      border-color: rgba(255, 255, 255, 0.13);
      color: var(--color-white);
      box-shadow: none;
    }

    .testimonial-card__quote {
      margin: 0;
      color: rgba(255, 255, 255, 0.88);
      font-size: clamp(1.1rem, 2.5vw, 1.45rem);
      line-height: 1.75;
    }

    .testimonial-card__meta {
      min-width: 210px;
      padding-left: 24px;
      border-left: 1px solid rgba(255, 255, 255, 0.16);
    }

    .testimonial-card__name {
      display: block;
      color: var(--color-gold);
      font-family: var(--font-heading);
      font-size: 1.35rem;
      font-weight: 700;
    }

    .testimonial-card__type,
    .testimonial-card__amount {
      display: block;
      margin-top: 7px;
      color: rgba(255, 255, 255, 0.75);
      font-weight: 700;
    }

    .carousel__dots {
      display: flex;
      justify-content: center;
      gap: 10px;
      margin-top: 24px;
    }

    .carousel__dot {
      width: 12px;
      height: 12px;
      padding: 0;
      border: 0;
      border-radius: 50%;
      background: rgba(255, 255, 255, 0.32);
      transition: background 160ms ease, transform 160ms ease;
    }

    .carousel__dot.is-active {
      background: var(--color-gold);
      transform: scale(1.18);
    }

    .blog__grid {
      display: grid;
      grid-template-columns: repeat(2, 1fr);
      gap: 24px;
    }

    .blog-card {
      overflow: hidden;
    }

    .blog-card__image {
      width: 100%;
      height: 210px;
      object-fit: cover;
      background: var(--color-gray-light);
    }

    .blog-card__body {
      padding: 22px;
    }

    .blog-card__meta {
      display: block;
      margin-bottom: 9px;
      color: var(--color-gold-dark);
      font-size: 0.86rem;
      font-weight: 700;
    }

    .blog-card__title {
      margin: 0;
      font-family: var(--font-heading);
      font-size: clamp(1.15rem, 2vw, 1.45rem);
      line-height: 1.45;
    }

    .faq {
      display: grid;
      gap: 12px;
      max-width: 880px;
      margin: 0 auto;
    }

    .faq__item {
      border: 1px solid var(--color-border);
      border-radius: var(--radius-card);
      background: var(--color-white);
      overflow: hidden;
    }

    .faq__trigger {
      display: flex;
      align-items: center;
      justify-content: space-between;
      width: 100%;
      padding: 20px 22px;
      border: 0;
      background: transparent;
      color: var(--color-navy);
      text-align: left;
      font-weight: 700;
      gap: 18px;
    }

    .faq__icon {
      flex: 0 0 auto;
      width: 26px;
      height: 26px;
      border-radius: 50%;
      color: var(--color-gold-dark);
      font-family: var(--font-number);
      font-size: 1.1rem;
      font-weight: 700;
      line-height: 24px;
      text-align: center;
      border: 1px solid rgba(201, 169, 97, 0.45);
      transition: transform 180ms ease;
    }

    .faq__trigger[aria-expanded="true"] .faq__icon {
      transform: rotate(45deg);
    }

    .faq__panel {
      display: grid;
      grid-template-rows: 0fr;
      transition: grid-template-rows 220ms ease;
    }

    .faq__trigger[aria-expanded="true"] + .faq__panel {
      grid-template-rows: 1fr;
    }

    .faq__panel-inner {
      overflow: hidden;
    }

    .faq__answer {
      margin: 0;
      padding: 0 22px 22px;
      color: var(--color-gray);
    }

    .cta-block {
      padding: 82px 0;
      background:
        linear-gradient(135deg, rgba(10, 37, 64, 0.96), rgba(10, 37, 64, 0.9)),
        radial-gradient(circle at 20% 20%, rgba(201, 169, 97, 0.22), transparent 32%);
      color: var(--color-white);
    }

    .cta-block__inner {
      display: flex;
      align-items: center;
      justify-content: space-between;
      gap: 30px;
    }

    .cta-block__title {
      margin: 0;
      color: var(--color-white);
      font-family: var(--font-heading);
      font-size: clamp(2rem, 4vw, 3.4rem);
      line-height: 1.2;
    }

    .cta-block__text {
      max-width: 620px;
      margin: 14px 0 0;
      color: rgba(255, 255, 255, 0.76);
    }

    .cta-block__actions {
      display: flex;
      flex-wrap: wrap;
      justify-content: flex-end;
      gap: 13px;
    }

    .footer {
      padding: 58px 0 36px;
      background: #071A2F;
      color: rgba(255, 255, 255, 0.76);
    }

    .footer__grid {
      display: grid;
      grid-template-columns: 1.6fr 1fr 1fr 0.8fr;
      gap: 34px;
    }

    .footer__brand {
      margin: 0 0 12px;
      color: var(--color-gold);
      font-family: var(--font-heading);
      font-size: 1.55rem;
      font-weight: 900;
      letter-spacing: 0.08em;
    }

    .footer__text {
      margin: 0;
      max-width: 420px;
      color: rgba(255, 255, 255, 0.68);
    }

    .footer__heading {
      margin: 0 0 14px;
      color: var(--color-white);
      font-size: 1rem;
    }

    .footer__links,
    .footer__contact,
    .footer__social {
      display: grid;
      gap: 8px;
      margin: 0;
      padding: 0;
      list-style: none;
    }

    .footer__link {
      color: rgba(255, 255, 255, 0.72);
      transition: color 160ms ease;
    }

    .footer__link:hover {
      color: var(--color-gold);
    }

    .footer__social {
      grid-template-columns: repeat(2, 44px);
    }

    .footer__social-link {
      display: inline-flex;
      align-items: center;
      justify-content: center;
      width: 44px;
      height: 44px;
      border: 1px solid rgba(255, 255, 255, 0.18);
      border-radius: 8px;
      color: var(--color-white);
      font-weight: 700;
      transition: border-color 160ms ease, color 160ms ease, transform 160ms ease;
    }

    .footer__social-link:hover {
      border-color: var(--color-gold);
      color: var(--color-gold);
      transform: translateY(-2px);
    }

    .footer__bottom {
      margin-top: 36px;
      padding-top: 22px;
      border-top: 1px solid rgba(255, 255, 255, 0.12);
      color: rgba(255, 255, 255, 0.54);
      font-size: 0.9rem;
    }

    .mobile-cta {
      position: fixed;
      left: 0;
      right: 0;
      bottom: 0;
      z-index: 35;
      display: none;
      grid-template-columns: 1fr;
      min-height: 62px;
      box-shadow: 0 -8px 22px rgba(0, 0, 0, 0.16);
    }

    .mobile-cta__link {
      display: flex;
      align-items: center;
      justify-content: center;
      color: var(--color-white);
      font-weight: 700;
    }

    .mobile-cta__link--line {
      background: var(--color-line);
    }

    .mobile-cta__link--phone {
      background: var(--color-navy);
    }

    .reveal { opacity: 1; transform: none; }

    .reveal.is-visible {
      opacity: 1;
      transform: translateY(0);
    }

    @media (max-width: 1024px) {
      .nav__menu {
        gap: 0;
      }

      .nav__link {
        padding-inline: 9px;
        font-size: 0.9rem;
      }

      .hero__inner {
        grid-template-columns: 1fr;
        gap: 36px;
      }

      .calculator {
        max-width: 620px;
      }

      .advantages__grid {
        grid-template-columns: repeat(2, 1fr);
      }

      .footer__grid {
        grid-template-columns: 1fr 1fr;
      }
    }

    @media (max-width: 768px) {
      :root {
        --nav-height: 68px;
      }

      body {
        padding-bottom: 58px;
      }

      .container {
        width: min(100% - 30px, var(--container));
      }

      .section {
        padding: 64px 0;
      }

      .section__header {
        display: block;
      }

      .section__text {
        margin-top: 12px;
      }

      .nav__menu {
        position: fixed;
        top: var(--nav-height);
        left: 0;
        right: 0;
        display: grid;
        justify-content: stretch;
        max-height: calc(100vh - var(--nav-height) - 58px);
        padding: 14px 15px 24px;
        background: var(--color-navy);
        overflow-y: auto;
        border-bottom: 1px solid rgba(255, 255, 255, 0.1);
        opacity: 0;
        visibility: hidden;
        transform: translateY(-12px);
        transition: opacity 180ms ease, transform 180ms ease, visibility 180ms ease;
      }

      .nav__menu.is-open {
        opacity: 1;
        visibility: visible;
        transform: translateY(0);
      }

      .nav__item {
        width: 100%;
      }

      .nav__link {
        width: 100%;
        justify-content: space-between;
        min-height: 46px;
        padding: 10px 12px;
      }

      .nav__dropdown {
        position: static;
        display: grid;
        gap: 2px;
        min-width: 0;
        margin: 2px 0 8px;
        padding: 8px;
        background: rgba(255, 255, 255, 0.06);
        border-color: rgba(255, 255, 255, 0.1);
        box-shadow: none;
        opacity: 1;
        visibility: visible;
        transform: none;
      }

      .nav__dropdown-link {
        color: rgba(255, 255, 255, 0.82);
      }

      .nav__dropdown-link:hover {
        color: var(--color-gold);
        background: rgba(255, 255, 255, 0.08);
      }

      .nav__actions .btn {
        display: none;
      }

      .nav__toggle,
      .mobile-cta {
        display: grid;
      }

      .hero {
        min-height: auto;
      }

      .hero__inner {
        padding: 58px 0 60px;
      }

      .calculator__grid {
        grid-template-columns: 1fr;
      }

      .stats__grid,
      .services__grid,
      .blog__grid {
        grid-template-columns: repeat(2, 1fr);
      }

      .stats__item {
        border-right: 0;
        border-bottom: 1px solid var(--color-border);
      }

      .stats__item:nth-last-child(-n + 2) {
        border-bottom: 0;
      }

      .timeline {
        grid-template-columns: 1fr;
        gap: 26px;
      }

      .timeline::before {
        top: 30px;
        bottom: 30px;
        left: 36px;
        right: auto;
        width: 2px;
        height: auto;
      }

      .timeline__step {
        display: grid;
        grid-template-columns: 72px 1fr;
        gap: 18px;
        padding: 0;
        text-align: left;
      }

      .timeline__number {
        width: 72px;
        height: 72px;
        margin: 0;
        border-width: 6px;
      }

      .testimonial-card {
        grid-template-columns: 1fr;
      }

      .testimonial-card__meta {
        min-width: 0;
        padding: 18px 0 0;
        border-left: 0;
        border-top: 1px solid rgba(255, 255, 255, 0.16);
      }

      .cta-block__inner {
        display: block;
      }

      .cta-block__actions {
        justify-content: flex-start;
        margin-top: 26px;
      }
    }

    @media (max-width: 480px) {
      .container {
        width: min(100% - 24px, var(--container));
      }

      .hero__ctas,
      .cta-block__actions {
        align-items: stretch;
        flex-direction: column;
      }

      .hero__ctas .btn,
      .cta-block__actions .btn {
        width: 100%;
      }

      .calculator {
        padding: 20px;
      }

      .stats__grid,
      .services__grid,
      .advantages__grid,
      .blog__grid,
      .footer__grid {
        grid-template-columns: 1fr;
      }

      .stats__item,
      .stats__item:nth-last-child(-n + 2) {
        border-bottom: 1px solid var(--color-border);
      }

      .stats__item:last-child {
        border-bottom: 0;
      }

      .advantage-card {
        min-height: auto;
      }

      .blog-card__image {
        height: 180px;
      }
    }
  
/* ========== 強制覆蓋 elementor/theme 干擾 ========== */
body.page-template-elementor_canvas,
body.elementor-template-canvas {
  background: var(--color-white) !important;
  margin: 0 !important;
  padding: 0 !important;
}

.page {
  overflow-x: hidden !important;
  overflow-y: visible !important;
  min-height: auto !important;
}

.hero {
  background:
    radial-gradient(circle at 78% 20%, rgba(201, 169, 97, 0.22), transparent 28%),
    linear-gradient(132deg, #071A2F 0%, #0A2540 48%, #12385C 100%) !important;
  color: #FFFFFF !important;
  min-height: 600px !important;
}

.hero *,
.hero__copy,
.hero__title,
.hero__subtitle {
  color: #FFFFFF !important;
}

.hero__title {
  color: #FFFFFF !important;
}

.hero__subtitle {
  color: rgba(255, 255, 255, 0.82) !important;
}

.calculator,
.calculator * {
  color: #0A2540 !important;
}

.calculator__amount {
  color: #FFFFFF !important;
}

.calculator__result,
.calculator__result * {
  color: #FFFFFF !important;
  background: linear-gradient(135deg, #0A2540, #12385C) !important;
}

/* Logo img 尺寸 */
.nav__logo img {
  height: 38px !important;
  width: auto !important;
  display: block !important;
}

/* ========== 修 GeneratePress .container 的白色背景污染 ========== */
.hero .container,
.hero__inner,
.hero__inner.container,
.stats .container,
.section .container,
.cta-block .container,
.footer .container,
.page .container,
body .container {
  background: transparent !important;
  background-color: transparent !important;
  max-width: 100% !important;
}

/* 復原我自己 container 的 width */
.hero__inner.container,
.stats .container,
.section .container,
.cta-block .container,
.footer .container {
  width: min(100% - 40px, 1180px) !important;
  margin: 0 auto !important;
  padding: 0 !important;
}

/* navbar container 特殊處理 */
.nav .nav__inner.container {
  padding: 0 24px !important;
  max-width: 1400px !important;
}

/* ========== 服務詳情頁樣板 ========== */
.service-hero {
  position: relative;
  min-height: 380px;
  display: flex;
  align-items: center;
  padding: 60px 0 48px;
  background:
    radial-gradient(circle at 82% 28%, rgba(201, 169, 97, 0.22), transparent 35%),
    linear-gradient(132deg, #071A2F 0%, var(--color-navy) 50%, #12385C 100%);
  color: var(--color-white);
  overflow: hidden;
}

.service-hero__pattern {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  opacity: 0.28;
  pointer-events: none;
}

.service-hero__inner {
  position: relative;
  z-index: 1;
  max-width: 900px;
}

.breadcrumbs {
  display: flex;
  align-items: center;
  gap: 8px;
  margin-bottom: 22px;
  font-size: 0.9rem;
  color: rgba(255, 255, 255, 0.65);
}

.breadcrumbs a {
  color: rgba(255, 255, 255, 0.75);
  transition: color 180ms ease;
}

.breadcrumbs a:hover {
  color: var(--color-gold);
}

.breadcrumbs__sep {
  opacity: 0.5;
  font-size: 0.8rem;
}

.breadcrumbs__current {
  color: var(--color-gold);
  font-weight: 600;
}

.service-hero__tag {
  display: inline-block;
  padding: 6px 14px;
  border-radius: 20px;
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  margin-bottom: 20px;
}

.service-hero__tag--finance {
  background: rgba(201, 169, 97, 0.18);
  color: var(--color-gold);
  border: 1px solid rgba(201, 169, 97, 0.5);
}

.service-hero__tag--bank {
  background: rgba(255, 255, 255, 0.08);
  color: #7FB3FF;
  border: 1px solid rgba(127, 179, 255, 0.4);
}

.service-hero__title {
  margin: 0 0 18px;
  font-family: var(--font-heading);
  font-size: clamp(2.2rem, 4.5vw, 3.6rem);
  font-weight: 700;
  line-height: 1.2;
  color: var(--color-white) !important;
}

.service-hero__subtitle {
  margin: 0 0 32px;
  max-width: 720px;
  font-size: clamp(1rem, 1.8vw, 1.2rem);
  line-height: 1.65;
  color: rgba(255, 255, 255, 0.82);
}

.service-hero__ctas {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
}

/* 服務資訊 grid（適用對象 / 我們能做） */
.service-info-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 20px;
  margin-top: 34px;
}

.service-info-card {
  display: flex;
  gap: 16px;
  padding: 24px;
  background: var(--color-white);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-card);
  transition: transform 180ms ease, box-shadow 180ms ease, border-color 180ms ease;
}

.service-info-card:hover {
  transform: translateY(-4px);
  border-color: rgba(201, 169, 97, 0.42);
  box-shadow: var(--shadow-card);
}

.service-info-card__icon {
  flex-shrink: 0;
  width: 42px;
  height: 42px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 10px;
  background: rgba(201, 169, 97, 0.14);
  color: var(--color-gold-dark);
  font-size: 1.3rem;
  font-weight: 700;
}

.service-info-card__body {
  flex: 1;
}

.service-info-card__title {
  margin: 0 0 6px;
  font-family: var(--font-heading);
  font-size: 1.08rem;
  font-weight: 700;
  color: var(--color-navy);
}

.service-info-card__text {
  margin: 0;
  font-size: 0.95rem;
  line-height: 1.6;
  color: var(--color-gray);
}

.service-section__intro {
  margin: 0 auto 8px;
  max-width: 680px;
  text-align: center;
  color: var(--color-gray);
  font-size: 1.02rem;
}

.section--light .service-info-card {
  background: var(--color-white);
}

/* 相關服務推薦 */
.service-related {
  padding: 60px 0;
  background: #F7F9FC;
}

.service-related__grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 18px;
  margin-top: 28px;
}

.service-related__card {
  display: block;
  padding: 22px 24px;
  background: var(--color-white);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-card);
  transition: all 180ms ease;
}

.service-related__card:hover {
  transform: translateY(-3px);
  border-color: rgba(201, 169, 97, 0.5);
  box-shadow: 0 8px 24px rgba(10, 37, 64, 0.08);
}

.service-related__icon {
  font-size: 1.5rem;
  margin-bottom: 10px;
  display: block;
}

.service-related__name {
  margin: 0 0 6px;
  font-family: var(--font-heading);
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--color-navy);
}

.service-related__arrow {
  margin-top: 10px;
  display: inline-block;
  color: var(--color-gold-dark);
  font-size: 0.9rem;
  font-weight: 600;
}

@media (max-width: 640px) {
  .service-hero { min-height: 320px; padding: 48px 0 36px; }
  .service-info-card { padding: 20px; }
  .service-hero__ctas { flex-direction: column; align-items: stretch; }
  .service-hero__ctas .btn { width: 100%; }
}